Paying full price, in cash, isn't an option for the vast majority of car shoppers. Auto loans become the way they finance purchases. Not everyone in Plano, TX has perfect credit, but bad credit may be transitory. Several careful steps could improve your score fairly quickly.

Start doing things the right way from this point forward. All bills should get paid on time. Using your credit card helps build a positive credit history, but only when the balances stay low. Using up the bulk of available credit drives down scores. Start paying off those high balances right away.

Order free copies of your credit report. Look at your history and see if there is any inaccurate information. False info must go. Thankfully, there are easy ways to remove inaccuracies. At Mercedes-Benz of Plano, we want to make it easy for you to finance your next auto loan. Call our offices to discuss pre-approvals and other steps.

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